Can You Remortgage With Mortgage Arrears in the UK?

If you are behind with your mortgage payments, you may wonder whether remortgaging could provide a way out of the problem. Perhaps your current mortgage has become expensive, your circumstances have changed, or you believe that a different mortgage product could...

Can a Bank Refuse a Mortgage Payment Arrangement in the UK?

Falling into mortgage arrears can leave borrowers facing a difficult question: what happens if they cannot clear the arrears immediately and the lender does not accept the repayment arrangement they have proposed? For many homeowners and landlords, a payment...

Can Missing One Mortgage Payment Affect Your Credit Score in the UK?

Introduction Missing a mortgage payment can be stressful enough on its own, but for many borrowers, another concern quickly follows. Alongside worries about mortgage arrears and communication from the lender, people often begin wondering what the missed payment could...